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You can read more about different types of car finance on our website before coming to a decision. We aim to give you enough detail to make the most appropriate and affordable choice.

Come to FRF Motors for a new or Approved Used Vauxhall, Peugeot, Mazda, DS Automobiles, Alfa Romeo or Leapmotor. All models can be selected with a competitive financing plan. There are tailored finance deals on vans or commercial vehicles for business, and attractive options for individuals seeking a new model or family car.

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FINANCE OPTIONS AT FRF MOTORS

As there are several options to choose from, each type of finance has its own section to help you compare them.

Decide whether you would rather make monthly payments with the aim of eventual ownership, or if you wish to simply lease a car and return it. In some cases, using the vehicle in part exchange for your next car finance agreement is also an option.

Whenever you need advice, don’t hesitate to get in touch with FRF Motors. We have dealerships in Swansea and Bridgend and you can speak to either team for guidance and the latest information.

FRF Motors offers a range of finance plans designed to ease the process of car purchase for you, the motorist. Through finance plans such as Hire Purchase (HP) and Personal Contract Purchase (PCP), you can come to an agreement and find the specific, personalised finance plan that is right for you.

Hire Purchase Personal Contract Purchase

Advantages of a finance plan

Finance plans come with a number of advantages; they work out to be cheaper than simply taking out a loan on your vehicle, and monthly prices can be discussed and adjusted with your dealership through HP. The process of personally financing a car can be a long and drawn-out process, which can be slow and sometimes confusing for the consumer. Finance plans, on the other hand, are fully arranged through the dealership, allowing for paperwork to be taken care of in a timely manner. During the process of a finance plan, your car is the only risk and security in a deal – personal credit assets are not required, and therefore cannot be lost.

Taking out a finance plan with FRF Motors also offers you a greater degree of flexibility with your car ownership. If you wish to change cars regularly, this is an option that can easily be taken care of through the use of PCP.

At FRF Motors, situated in Swansea and Bridgend, our friendly staff are ready and waiting to talk you through our available finance plans.

What is HP?

At FRF Motors, you can take advantage of Hire Purchase (HP) in order to ease the process of purchasing your new vehicle. HP allows for the motorist to have a greater degree of flexibility regarding payment, and the terms can be easily discussed and arranged with your dealership.

After an initial deposit, monthly payments will be required. The amount to be paid monthly is both flexible and fluid – a high deposit to begin with can reduce overall monthly costs, for example. Similarly, if you wish to pay more over the course of a particular month, this is allowed and will incur no penalties.

Your HP Options

If you wish to end the HP process with one lump sum, this is also permitted and can be arranged. Interest is at a fixed rate, and will be worked out between you and your dealership before payments begin.

At the end of the HP process, ownership of the car will be transferred fully to you, and you can do with it as you wish. The payments can take place over a number of months, or a number of years; the time-frame is entirely up to you.

FRF Motors holds dealerships in Swansea and Bridgend. Contact us to discuss Hire Purchase finance plans with our members of staff, and to find the finance plan that is suitable for your needs. You can use our telephone number, or enquire through the online form today.

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What is PCP?

You can find a number of different finance plans at FRF Motors, including the freedom and flexibility offered through a Personal Contract Purchase (PCP) plan. PCP allows motorists to pursue their desired vehicle safe in the knowledge that, should another vehicle suit their needs better, it too becomes available through the PCP process.

PCP begins with a deposit, the amount of which will be arranged between you and your dealership. The monthly deposits that follow can also be adjusted depending on your personal circumstances, and the agreement culminates in a final ‘balloon’ payment.

This final payment is decided upon at the beginning of the process, and makes use of industry data to make a prediction on the future value of your vehicle.

Your PCP Options

At the end of the PCP process the motorist is given three options. Once the balloon payment is made, the motorist takes full ownership of the car. Alternatively, the car can be given back to the dealership, marking an end to the process. The third option is that the car can be returned to the dealership, but as part-exchange for a new vehicle in a new PCP cycle.

FRF Motors, located in Swansea and Bridgend, offers a number of competitive and dealership-exclusive finance plans. Contact us over the phone or complete our online enquiry form today to talk to our friendly finance specialists, and we will work together to find the finance plan that is right for you

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Office: Neath Road, Morriston, Swansea, West Glamorgan, SA6 8JR
In England & Wales No: 01334431. Company No: 1334431. Data Protection No: Z6040681. VAT No: 822 119 656

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